{"id":12642,"date":"2025-02-10T09:15:00","date_gmt":"2025-02-10T00:15:00","guid":{"rendered":"http:\/\/www.irken.jp\/gn\/?p=12642"},"modified":"2025-02-10T17:35:29","modified_gmt":"2025-02-10T08:35:29","slug":"time-february-10","status":"publish","type":"post","link":"https:\/\/www.irken.jp\/gn\/?p=12642","title":{"rendered":"Time (February 10)"},"content":{"rendered":"<p>Losses, estimated at $52 to $57 billion, from the LA fires are accelerating \u201can uninsurable future.\u201d Many affected homeowners had already been dropped by private insurers because distorted risks from climate change made the policies unviable. Many were essentially \u201cforced to obtain coverage from the state\u2019s insurer of last resort, the California Fair Access to Insurance Requirements (CA FAIR) Plan,\u201d but that plan\u2019s exposure far outstrips its assets, placing all of the state\u2019s insurance policyholders on the hook for additional levies. This situation is not unique to California and action is required. \u201cWhat won\u2019t work, experts say, is continuing with the same system and hoping that climate risk just goes away.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Losses, estimated at $52 to $57 billion, from the LA fires are accelerating \u201can uninsurable future.\u201d Many affected homeowners had already been dropped by private insurers because distorted risks from climate change made the policies unviable. Many were essentially \u201cforced to obtain coverage from the state\u2019s insurer of last resort, the California Fair Access to [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[16168,16173,710,2702,62,3284,882,16172,9031,16169,712,16171,1192,16170],"class_list":["post-12642","post","type-post","status-publish","format-standard","hentry","category-global-news","tag-57-billion","tag-ca-fair","tag-california","tag-climate","tag-climate-change","tag-coverage","tag-homeowners","tag-la-fires","tag-last-resort","tag-levies","tag-losses","tag-private-insurers","tag-risks","tag-uninsurable-future"],"_links":{"self":[{"href":"https:\/\/www.irken.jp\/gn\/index.php?rest_route=\/wp\/v2\/posts\/12642","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.irken.jp\/gn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.irken.jp\/gn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.irken.jp\/gn\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.irken.jp\/gn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=12642"}],"version-history":[{"count":1,"href":"https:\/\/www.irken.jp\/gn\/index.php?rest_route=\/wp\/v2\/posts\/12642\/revisions"}],"predecessor-version":[{"id":12643,"href":"https:\/\/www.irken.jp\/gn\/index.php?rest_route=\/wp\/v2\/posts\/12642\/revisions\/12643"}],"wp:attachment":[{"href":"https:\/\/www.irken.jp\/gn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12642"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.irken.jp\/gn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=12642"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.irken.jp\/gn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=12642"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}